The rules and disclaimers for using FinSim.
These Terms of Use (“Terms”) govern your use of FinSim’s website, waitlist, and app. By accessing or using FinSim, you agree to these Terms.
If you do not agree, please do not use the service.
FinSim is a financial scenario planning tool that helps users model financial situations, compare possible outcomes, and explore how decisions may affect future projections.
FinSim is provided by FinSim.
You may use FinSim only in compliance with applicable law and these Terms. If you create an account, you agree to provide accurate information and keep it reasonably up to date.
FinSim is for informational, educational, and planning purposes only.
FinSim does not provide:
Nothing in the product should be treated as a recommendation to buy, sell, invest, borrow, repay, or make any financial decision.
You remain fully responsible for your own financial choices.
FinSim generates projections, forecasts, comparisons, confidence ranges, and scenario outputs based on assumptions, models, and the information you enter.
These results are estimates only. They are not guarantees of future performance or outcomes.
Actual outcomes may differ materially due to changes in income, expenses, inflation, markets, debt terms, taxes, timing, user inputs, and other factors.
You are responsible for:
If your inputs are incomplete, inaccurate, or unrealistic, FinSim outputs may also be inaccurate or misleading.
If you create an account:
We may suspend or terminate accounts that violate these Terms or create security risks.
You agree not to:
Some parts of FinSim may be in beta, experimental, or early access form. Features may change, be removed, contain bugs, or become unavailable without notice.
We do not guarantee uninterrupted access, error-free operation, or permanent availability of any feature.
FinSim, including its software, interface, design, branding, text, graphics, features, and content, is owned by or licensed to FinSim and is protected by applicable intellectual property laws.
These Terms do not give you ownership of FinSim or any of its intellectual property.
If you send us ideas, suggestions, feedback, or feature requests, you agree that we may use them without restriction or compensation to you.
FinSim may rely on or integrate with third-party services such as hosting, authentication, analytics, payment, email, or AI providers. We are not responsible for third-party services or their separate terms and policies.
FinSim is provided on an “as is” and “as available” basis.
To the fullest extent permitted by law, we disclaim all warranties, express or implied, including warranties of:
We do not warrant that FinSim will always be accurate, complete, secure, or free from errors.
To the fullest extent permitted by law, FinSim, its affiliates, officers, employees, contractors, and partners will not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, including loss of profits, savings, data, goodwill, or business opportunity, arising out of or related to your use of FinSim.
Our total liability for any claim relating to FinSim will not exceed the amount you paid us, if any, in the 12 months before the claim arose.
You agree to indemnify and hold harmless FinSim and its affiliates, officers, employees, contractors, and partners from claims, liabilities, damages, losses, and expenses arising from your misuse of FinSim or violation of these Terms.
We may suspend or terminate your access to FinSim at any time if:
You may stop using FinSim at any time.
We may update these Terms from time to time. If we do, we will post the updated version and revise the effective date. Continued use of FinSim after changes take effect means you accept the updated Terms.
These Terms are governed by the laws of Quebec and Canada, unless applicable law requires otherwise.
If you have any questions about these Terms, reach out to us — contact details coming soon.